Management Team


Mr. Pankaj Agarwal


Mr Pankaj Agarwal is Senior Finance Professional with over 22 years of experience in BFSI domain with expertise of managing diversified portfolio of Corporate and Retail Products across Sector & Industries.

He has in depth knowledge and Diversified experience of Products & Industries (Micro Finance, Agriculture, Priority Sector, Retail Loans, Auto Loan, Personal Loan, Business Loan, Account Receivables, Inventory Funding, and Loan against Property, Loan against Shares, Commodity Financing, Corporate Loans, Foreign Currency Loans, Term Loans, Project Loans, Structured Finance and Derivatives).

He has worked across NBFC and BFSI sectors in organizations like Nissan Renault Financial Services, John Deere Financial, Edelweiss Capital Limited, Barclays Bank PLC, ICICI Bank, and National Dairy Development Board. He has profound expertise in Business Development, Risk Management (Credit, Operational, Legal and Enterprise), Market Research and Launch of New Financial Products.

Mr Pankaj Agarwal has done Chartered Accountant   from Institute of Chartered Accountants of India, Delhi and CS from Institute of Company Secretaries of India, Delhi.


Mr. Shiv Soni

Head - Operations

A seasoned lending professional with close to two decades of experience, Mr Shiv Soni has expertise in the area of Retail Asset, SME, Agri and Corporate Finance. He is a company secretary with Post Graduation in Business Management, Personal & Labour Law, and I.S.O Certification with Diploma in Financial Management. He was previously associated with the companies like HDFC Bank, Cholamandalam MS, SREI & Faix Fax (Nfin) where he worked at various regions and geographies across India. He is a passionate professional having deep exposure in managing end to end product life cycle, Operations & Credit Management. Shiv has a deep passion for the application of technology in the financial sector for simplification of processes, risk mitigation and putting customer first.


Mr. Mohit Mittal


Mr. Mohit Mittal is holding the position of Chief Financial Officer and principal officer. He is a commerce graduate from CCS University and qualified as a Chartered Accountant (C.A.) in the year 2004. He is having 14 years of experience in different sectors like Auto, telecom and different manufacturing sectors. He is associated with the company since the start of NBFC business in the company. He had played important role in establishing the operating process and systems in the company.  


Mr. Chinmoy Ghosh

Head - IT

Mr. Chinmoy Ghosh possesses enriched experience of more than 20 years in different areas of IT. He has an expert in managing  IT projects: scoping, estimation, resource optimization, control, planning execution, risk management, monitoring and delivery and excellence in steering the complete application development cycle from creation of Statement of Work to post-delivery support. He is responsible for developing technical aspects of the company’s strategy to ensure alignment with its business goals. He was previously associated with BMW Financial services and was instrumental in implementation of RPA (Robotic Process Automation), digital transformation of business process and agile dev-ops transformation in BMW India. Mr. Ghosh is an Engineer from IIST Shibpore (Calcutta University) and MBA from IMT Ghaziabad.